Premier Principal Protection Plus

Build and Preserve Wealth

A lump sum investment plan, offering the opportunity for stock market growth without downside risk.

This plan offers:

  • 100% Principal Protection1,3 : if benefit applies, administration charges will not be deducted
  • Annual returns linked to internationally recognized stock market indices:

    • S&P 500®
    • MSCI ACWI IMI®
    • S&P Asia 50®
    • EURO STOXX 50®
    • MSCI EMERGING MARKETS IMI®
    • FTSE 100
    • MSCI EAFE
    • MSCI World
  • Selection of up to five (5) indices for maximum diversification and access to the world’s fastest growing economies
  • 100% participation in the growth of indices selected
  • Loyalty Bonuses2,3 to help your savings grow faster:
Bonus Percentage Year Credited
1.5% 5
3.0% 7
5.0% 10
Loyalty Bonus is credited at plan maturity provided that no Partial Surrenders or Policy Loans have been made throughout the life of the plan.

(1) Policy Loans and Partial Surrenders will void the Principal Protection benefit for all plans. The Company utilizes a diversified strategy to derive its principal protection. The investment instruments utilized include, but are not limited to, Structured Notes issued by A-Rated Institutions, Covered Call Strategies, ETF Hedged Covered Calls, and Enhanced Dividend Income Managed Accounts. Structured Notes are issued by Third Party Financial Institutions Rated A or higher by Standard & Poor’s, Moody’s and/or Fitch. The policyholder is facing Issuer/Counterparty and Investment Risk of these Institutions. Insolvency of the Issuer/Counterparty could lead to a partial or total loss of the capital invested by the investor. Please see plan documents for further details. (2) Certain conditions apply to the Loyalty Bonus. For Lump Sum plans, the Loyalty Bonus is credited at plan maturity provided that no Partial Surrenders or Policy Loans have been made throughout the life of the plan. (3) The Principal Protection benefit is inclusive of the Loyalty Bonus. For further information, please consult the plan documents.