Premier Principal Protection Plus

Build and Preserve Wealth

A lump sum investment plan, offering the opportunity for stock market growth without downside risk.

This plan offers:

  • 100% Principal Protection1,3 : if benefit applies, administration charges will not be deducted
  • Annual returns linked to internationally recognized stock market indices:

    • S&P 500®
    • MSCI ACWI IMI®
    • S&P Asia 50®
    • EURO STOXX 50®
    • MSCI EMERGING MARKETS IMI®
    • FTSE 100
    • MSCI EAFE
    • MSCI World
  • Selection of up to five (5) indices for maximum diversification and access to the world’s fastest growing economies
  • 100% participation in the growth of indices selected
  • Loyalty Bonuses2,3 to help your savings grow faster:
Bonus Percentage Year Credited
1.5% 5
3.0% 7
5.0% 10
Loyalty Bonus is credited at plan maturity provided that no Partial Surrenders or Policy Loans have been made throughout the life of the plan.

(1) Policy Loans and Partial Surrenders will void the Principal Protection benefit for all plans. The underlying Principal Protection is derived from Structured Notes issued by financial institutions rated A or better by Standard and Poor’s, Moody’s, or Fitch. The investor is facing Issuer/Counterparty Risk of these institutions. An insolvency of these institutions could lead to a partial or total loss of the capital invested by the investor. Please see plan documents for further details. (2) Certain conditions apply to the Loyalty Bonus. For Lump Sum plans, the Loyalty Bonus is credited at plan maturity provided that no Partial Surrenders or Policy Loans have been made throughout the life of the plan. (3) The Principal Protection benefit is inclusive of the Loyalty Bonus. For further information, please consult the plan documents.