Unit-linked insurance plans designed to help you reach your goals

With our clients always in mind, our unit-linked plans are designed to provide financial growth opportunities tailored to meet their financial objectives.

What Principal Protection1 means for you

Our Principal Protection1 plans adapt to our clients’ profile and time horizon, allowing them to achieve greater diversification in their personal unit-linked portfolio through access to the most relevant performance benchmarks of major indices. Our plans provide an opportunity for potential interest growth based on changes in one or more linked indices.

Based on the annuity of the plan you choose and the capital you contribute, your savings can weather market conditions and will be secure through most global events so you can pursue your goal of financial independence.

See Disclosure
  1. Policy Loans, Partial Surrenders, and Premium Reductions will void the Principal Protection benefit for all plans. The Company utilizes a diversified strategy to derive its principal protection. The investment instruments utilized include, but are not limited to, Structured Notes issued by A-Rated Institutions, Covered Call Strategies, ETF Hedged Covered Calls, and Enhanced Dividend Income Managed Accounts. Structured Notes are issued by Third Party Financial Institutions Rated A or higher by Standard & Poor’s, Moody’s and/or Fitch. The policyholder is facing Issuer/Counterparty and Investment Risk of these Institutions. Insolvency of the Issuer/Counterparty could lead to a partial or total loss of the capital invested by the investor. Please see plan documents for further details.

Access to internationally recognized stock market indices as performance benchmarks

Our Principal Protection1 plans adapt to our clients’ profile and time horizon, allowing them to achieve greater diversification in their personal unit-linked portfolio through association with the most relevant indices as performance benchmarks. Our plans provide an opportunity for potential growth based on the performance of one or more indices.

S&P 500
MSCI ACWI IMI
EURO STOXX 50
MSCI EMERGING MARKETS IMI
MSCI World

We have a solution for every life plan

Our plans provide you with a unique range of benefits to help you clear financial concerns and design a future that includes you, your family, and your loved ones.

Premier Principal Protection Plus Lump Sum

Build and Preserve Your Legacy

A single lump sum plan with 100% Principal Protection1 and opportunity for market growth with minimal downside risk.

International Investment 2017 Finalist Badge
Key features
  • 100% Principal Protection1 without administration fees
  • US $75,000 minimum contribution2
  • 4 currency options:
    USD($), EUR(€), GBP(£), & AUD($)
See Disclosures
  1. Policy Loans and Partial Surrenders will void the Principal Protection benefit for all plans. For lump sum plans the principal protection applies at the end of the establishment period and is net of all administration fees charged during the term of the policy. The Company utilizes a diversified strategy to derive its principal protection. The investment instruments utilized include, but are not limited to, Structured Notes issued by A-Rated Institutions, Covered Call Strategies, ETF Hedged Covered Calls, and Enhanced Dividend Income Managed Accounts. Structured Notes are issued by Third Party Financial Institutions Rated A or higher by Standard & Poor’s, Moody’s and/or Fitch. The policyholder is facing Issuer/Counterparty and Investment Risk of these Institutions. Insolvency of the Issuer/Counterparty could lead to a partial or total loss of the capital invested by the investor. Please see plan documents for further details.
  2. Plan values in EUR, GBP or AUD must be equivalent to the amount displayed in USD. For full terms and conditions, please refer to the policy documents and policy Data Pages.

Premier Principal Protection Lump Sum

Build and Preserve Your Legacy

An opportunity for market growth with minimal market risk.

Key features
  • 100% Principal Protection1
  • US $10,000 minimum contribution2
  • 4 currency options:
    USD($), EUR(€), GBP(£), & AUD($)
See Disclosures
  1. Policy Loans and Partial Surrenders will void the Principal Protection benefit for all plans. For lump sum plans the principal protection applies at the end of the establishment period and is net of all administration fees charged during the term of the policy. The Company utilizes a diversified strategy to derive its principal protection. The investment instruments utilized include, but are not limited to, Structured Notes issued by A-Rated Institutions, Covered Call Strategies, ETF Hedged Covered Calls, and Enhanced Dividend Income Managed Accounts. Structured Notes are issued by Third Party Financial Institutions Rated A or higher by Standard & Poor’s, Moody’s and/or Fitch. The policyholder is facing Issuer/Counterparty and Investment Risk of these Institutions. Insolvency of the Issuer/Counterparty could lead to a partial or total loss of the capital invested by the investor. Please see plan documents for further details.
  2. Plan values in EUR, GBP or AUD must be equivalent to the amount displayed in USD. For full terms and conditions, please refer to the policy documents and policy Data Pages.

New Horizon Regular Savings / Rollover

Growth with Protection

A plan ideal for clients seeking to shorten their time horizon by rolling over existing plans.

Key features
  • Regular contributions and rollover
  • 120% Principal Protection1 applicable to all contributions
  • Fixed 10-year term
See Disclosure
  1. Policy Loans, Partial Surrenders, and Premium Reductions will void the Principal Protection benefit for all plans. The Company utilizes a diversified strategy to derive its principal protection. The investment instruments utilized include, but are not limited to, Structured Notes issued by A-Rated Institutions, Covered Call Strategies, ETF Hedged Covered Calls, and Enhanced Dividend Income Managed Accounts. Structured Notes are issued by Third Party Financial Institutions Rated A or higher by Standard & Poor’s, Moody’s and/or Fitch. The policyholder is facing Issuer/Counterparty and Investment Risk of these Institutions. Insolvency of the Issuer/Counterparty could lead to a partial or total loss of the capital invested by the investor. Please see plan documents for further details.

Provest 10 Principal Protection Regular Savings

Security and Innovation

With an establishment period of 10 years & a principal protection of 125% at maturity, Provest 10 Principal Protection is ideal for medium-term goals such as funding education or early retirement.

International Investment 2016 Finalist Badge
Key features
  • Regular contributions
  • 125% Principal Protection1
  • Fixed 10-year term
See Disclosure
  1. Policy Loans, Partial Surrenders, and Premium Reductions will void the Principal Protection benefit for all plans. The Company utilizes a diversified strategy to derive its principal protection. The investment instruments utilized include, but are not limited to, Structured Notes issued by A-Rated Institutions, Covered Call Strategies, ETF Hedged Covered Calls, and Enhanced Dividend Income Managed Accounts. Structured Notes are issued by Third Party Financial Institutions Rated A or higher by Standard & Poor’s, Moody’s and/or Fitch. The policyholder is facing Issuer/Counterparty and Investment Risk of these Institutions. Insolvency of the Issuer/Counterparty could lead to a partial or total loss of the capital invested by the investor. Please see plan documents for further details.

Provest Principal Protection Regular Savings

Safety and Simplicity

A long-term regular contribution plan with access to an array of performance benchmarks and a minimum guaranteed benefit at plan maturity.

Key features
  • Regular contributions
  • 140% to 160% Principal Protection1 payable at the end of selected term
  • Maturity plan options of 15, 20 or 25 years
See Disclosure
  1. Policy Loans, Partial Surrenders, and Premium Reductions will void the Principal Protection benefit for all plans. The Company utilizes a diversified strategy to derive its principal protection. The investment instruments utilized include, but are not limited to, Structured Notes issued by A-Rated Institutions, Covered Call Strategies, ETF Hedged Covered Calls, and Enhanced Dividend Income Managed Accounts. Structured Notes are issued by Third Party Financial Institutions Rated A or higher by Standard & Poor’s, Moody’s and/or Fitch. The policyholder is facing Issuer/Counterparty and Investment Risk of these Institutions. Insolvency of the Issuer/Counterparty could lead to a partial or total loss of the capital invested by the investor. Please see plan documents for further details.
Illustration of hand receiving money

Stay on track with your plan and get rewarded

As a token of recognition to your commitment, we offer loyalty bonuses to help you grow your savings further. These bonuses vary according to the maturity of the plan you choose and will be applied to the plan at the end of year 10 in any of the plans.

Premier Trust unit-linked insurance plans are not offered or available for sale in the United States or to United States citizens or residents or to residents of the Cayman Islands and British Virgin Islands. The information provided on this website is not intended for distribution to, or use by, any person in the United States.

This website is designed to provide general and not specific information about Premier Trust unit-linked insurance plans. The material provided on this website is for informational purposes only and is subject to change without notice. The information contained in the website is not an offer to sell or the solicitation of an offer to any one in any jurisdiction in which an offer is not authorized. No portion of this website is directed to persons who reside in jurisdictions that prohibit by any law, rule or regulation Premier Trust from making the information on this website available to its residents or which would subject Premier Trust or any of its products, services or affiliates to any authorization, registration, licensing or notification requirement within any jurisdiction. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.

 

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The cash value of life insurance policies and the income from them may go down as well as up because of a number of factors, including, but not limited to, changing values of target benchmarks to which you have allocated your cash values, mutual fund market pricing, and the constant fluctuation of international currency rates of exchange. Fluctuation may be particularly marked in the case of a higher volatility products and the value of an insurance product may fall suddenly and substantially. Also, the cash values of insurance products are not guaranteed. Thus, you understand that it is possible that you may not get back the amount of your paid premium and that the past performance of insurance products is no guarantee of their future performance.

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