Premier Principal Protection

Build and Preserve Wealth

This plan offers:

  • 100% Principal Protection* for every contribution
  • Annual returns linked to internationally recognized stock market indices:
    • S&P 500®
    • MSCI ACWI IMI®
    • S&P Asia 50®
    • EURO STOXX 50®
    • MSCI EMERGING MARKETS IMI®
    • FTSE 100
    • MSCI EAFE
    • MSCI World
  • Selection of up to five (5) indices for maximum diversification and access to the world’s fastest growing economies
  • 100% participation in the growth of indices selected
  • Flexibility to make additional contributions to leverage favorable market conditions

*For lump sum plans the principal protection applies at the end of the establishment period and is net of all administration fees charged during the term of the policy. The underlying Principal Protection is derived from Structured Notes provided by financial institutions rated A or better by Standard & Poor’s, Moody’s, or Fitch. The investor is facing Issuer/Counterparty Risk of these institutions. An insolvency of these institutions could lead to a partial or total loss of the capital invested by the investor. Please see plan documents for further details.